the purpose of the insurance companies is a step if the agent does not. it is safer reinsurance. Something to clean the lease agent has occurred in the agent passes hide covers the insurance company of the family of agents. it I need to decide how much to pay for insurance? IES Compan premiums paid agents depends on the financial situation of the agent. financial and credit rating stability, and community relations, level of experience and other factors that determine the speed of the agent. Another determining factor is the amount of money put into the escrow account or accumulated funds (BUF) by the agent. BUF what? This agent is money that belongs to the agent held by the trust company to ensure that the company can meet the obligations of the contract. BUF What happens? The company is responsible for it - - BUF is replaced if the money and the agent of the agent in charge of your own business, nice retirement account. If the agent is not used in determining pay BUF, repair costs an