Sure that nobody has the guarantee that he or she will be able to make the loan repayment on time as life is unpredictable, however, you should do your best to avoid any possible delays in the repayment as you will face unwanted consequences in case there is no money paid back on the due date. First of all, you should realize that your credit history will get one more bad mark. Instead of damaging your credit score even more, you can improve it if pay the loan back on time. However, the ruined credit history isn’t the worst thing that may happen. In case you ignore the repayment term and don’t contact your payday lender, he will have the legal right to start the court trial. You should avoid a situation when your case will be considered by a judge as you risk losing your property or something of value if the lender will ask the collector agency for help.
In case you are afraid of forgetting about the repayment day, you can use the service reminding you of this date via a message, which is very convenient as you don’t have to remember about this.